The following codes will be provided on your medical invoice:
Procedure Code: 93740 Temperature Gradient Studies
Diagnositc Codes: These will be determined based on your history.
For your convenience, we are pleased to accept
Master Card, Visa and Discover.
Requests from Insurance Companies for Medical Records –
In accordance with HIPPA Federal Regulation all requests for medical records must be accompanied by a signed HIPPA release form from the patient in question. Without this signed release all requests for information will be forwarded to the patient and it will be the patients responsibility to follow up with their insurance company.
Cost for sending an insurance company copies of medical records – $15.00 to be paid to Advanced Thermal Imaging prior to mailing out records. Contact us at 1-866-522-3484 to make arrangements for this payment.
What is Health Insurance?
Is health insurance really “Health” Insurance – actually no, it’s “Disease Management”. When we understand what insurance was designed to provide, we can then prepare ourselves for optimal care and ultimately healthier bodies.
Being proactive about ones health is an individual responsibility just like buying gas for your car, heating your home, buying groceries and clothes. No one expects someone else to pay for your wants and needs. Why have we come to expect that someone else, in this case an insurance company, will pay for your health?
Health insurance was originally designed to provide assistance with major illness and catastrophic illness. It was not intended to help with proactive approaches to health. Over the years health insurance has covered basic doctor’s visits and some standard testing. Each person’s individual insurance policy specifies what they will cover and what they do not cover. We make our policy selection based on what we would like covered and what premiums and deductible we are willing to pay.
We must understand that insurance companies are “for profit” entities that have a responsibility to make a profit and to pay dividends to their stock holders. Once we understand that insurance companies need to make a profit we can begin to understand why they are charging higher and higher premiums with higher deductibles and paying for less and less services.
What qualifies an insurance company to make informed and educated decisions concerning your health care? The answer is simple – they are not qualified! Only your Health Care Provider has the education and training necessary to make those decisions, after all it is the health care provider that actually sees you in person and makes important judgments about your health based on their years of patient care experience.
It is puzzling how an insurance company can decide who needs what types of care and how much they will pay for that care when they have never gone to medical school, never taken any medical or alternative health classes or even understand what types of treatments are out there. If you have ever phoned your insurance company for any reason you know the pains of long phone times and differing answers to the same question. Is it any wonder our health care costs are sky rocketing!
So the question is – do you wish to put your health and money in the hands of the insurance company or do you wish to be healthier and happier by taking charge of your health?
We assume that by having health insurance we will be healthier however, all we need do is look around and we can see that this type of coverage has in fact not made us any healthier – it is really disease management.
Understanding relationships between insurance companies & patients and insurance companies & health care providers.
There are two types of relationships between Insurance Companies & Providers:
Insurance company & Participating Providers – A participating provider has made an agreement with an insurance company to charge certain fees for service and as such the insurance company agrees to pay for those services. The problem is that insurance companies often withhold those funds for 90 days or more and then require additional information to justify the service before they will reimburse the provider delaying reimbursement even longer. This system has caused providers to have to employee more staff to follow up on all the insurance paperwork and requests, not to mention the time spent contacting insurance companies to get what is owed them. The system set in place by insurance companies for submission and reimbursement has done nothing to keep health care costs down, in fact it costs the provider more which is in tern passed on to the patient!
Insurance company & Non Participating Providers – A provider has made no agreement with an insurance company pertaining to fees or services. All fees are paid by the patient at time of care and if the patient’s insurance company covers the service it is the patients responsibility to submit their claim for reimbursement.
Insurance companies and Patient – The insurance company has a signed contract with the patient to provide insurance coverage based on the package the patient has selected. It is in the best interest of the insurance company to maintain a happy relationship with the patient or risk loosing that patient thus lowering their profits.
Unfortunately most patients are far removed from the process of claim submission and reimbursement, with the burden falling on the health care provider who has little leverage or influence with the insurance company.
If more patients were involved in the process of submitting claims and getting reimbursed, insurance companies would be held accountable for reimbursing the amount agreed upon and in a timely manner. If the patient is happy with their insurance company they both benefit, if not the patient finds another company to meet their needs. This is the only way to make insurance companies accountable and competitive.
Perhaps the ultimate answer to the rising health care costs is to make health insurance or rather “disease management insurance” a non-profit industry. Something to think about!